Why Zentru

Every distribution, signed by 2 of 3, sealed to Stellar, anchored in the West Virginia Uniform Trust Code.

Zentru is private trust infrastructure built around four numbers: a 2-of-3 multisig with the master key disabled, a hash-chained audit log on every fiduciary action, statutory grounding under WV Code §44D, and a horizon measured in decades. No market calls — verifiable operations on top of a trust statute, on rails that don't depend on any single counterparty's solvency.

Three cycles, one structure

The long-term debt cycle, the internal-order cycle, and the great-power cycle have, in the historical record, compressed together at the end of every reserve-currency era. A trust is what you build before that compression, not during it.

Two of three, master disabled

Every Zentru trust deploys a 2-of-3 Stellar multisig with the master key set to weight 0 after setup. No single signer — including us — can move funds. Quorum is enforced by the network, not by policy.

Hash-chained audit, by default

Every fiduciary action — distribution, loan, IPS override, decanting assessment, receipt render — writes an append-only row whose SHA-256 chains to the previous one and is anchored to Stellar. Beneficiaries and auditors can verify the trust's full history without trusting us.

Statutory grounding under WV Code §44D

The West Virginia Uniform Trust Code §44D supplies the silent-trust and designated-representative scaffolding the software relies on. Zentru participates in the WV FinTech Sandbox under a published participation order while permanent licensure is pursued — see /legal/sandbox.

Start with the literacy path.

Four short lessons cover the long-term debt cycle, MP3, fiat devaluation, and on-chain governance. No signup required.

ZENTRU

Fiduciary-SaaS for West Virginia Irrevocable Community Trust Funds. Powered by Stellar. Settled by Stripe.

Compliance
  • WV Uniform Trust Code §44D
  • NAICS 523991 · 525920 · 511210
  • SOC2-aligned RBAC · US data residency
Stellar
  • Testnet · Horizon
  • 2-of-3 multisig · Master key weight 0
  • SHA-256 anchored memos
Learn
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Zentru is an administrative software provider operating under W. Va. Code § 30-2-4 guidelines. It does not provide formal legal or tax counsel. All legal instruments must be verified with an attorney licensed in your home jurisdiction.

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Zentru is recordkeeping and workflow software for grantors, trustees, and beneficiaries of West Virginia Irrevocable Community Trust Funds. It helps users draft, sign, anchor, and audit trust documents and on-chain disbursements under the WV Uniform Trust Code.

It does not provide legal, tax, or investment advice, custody client funds, act as a bank or trust company, or move real money on a production blockchain. All Stellar activity occurs on the public testnet.

Zentru is a technology platform provided by Zentru Inc., a West Virginia corporation. Not a bank. Not legal advice. (SaaS Safe Harbor — W. Va. Code §30-2-4.) Terms of ServicePrivacy Policy

Automated Fiduciary Logic is governed by W. Va. Code §44D and executed via the Stellar Network. Stellar transactions are executed on the public testnet — no real value is moved.