Lesson 4 of 8 · 4 min

On-chain hedges and trust governance

Why settlement rails matter as much as asset choice.

Public blockchains like Stellar offer a property modern fiat rails do not: deterministic settlement that does not depend on any single counterparty's solvency.

For a trust, this means custody, signatures, and transfers can be enforced by code that any party — beneficiary, trustee, auditor — can independently verify.

Zentru uses 2-of-3 multisig with the master key disabled, hash-chained audit memos, and the West Virginia Uniform Trust Code as the legal substrate. The combination is intentionally boring: no exotic yield, no opaque counterparties, just verifiable operations on top of statutory trust law.

Self-check

3 quick questions

Q1. What does 2-of-3 multisig mean?
Q2. Why disable the master key after setup?
Q3. Hash-chained audit memos give beneficiaries…
ZENTRU

Fiduciary-SaaS for West Virginia Irrevocable Community Trust Funds. Powered by Stellar. Settled by Stripe.

Compliance
  • WV Uniform Trust Code §44D
  • NAICS 523991 · 525920 · 511210
  • SOC2-aligned RBAC · US data residency
Stellar
  • Testnet · Horizon
  • 2-of-3 multisig · Master key weight 0
  • SHA-256 anchored memos
Learn
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Zentru is an administrative software provider operating under W. Va. Code § 30-2-4 guidelines. It does not provide formal legal or tax counsel. All legal instruments must be verified with an attorney licensed in your home jurisdiction.

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Zentru is recordkeeping and workflow software for grantors, trustees, and beneficiaries of West Virginia Irrevocable Community Trust Funds. It helps users draft, sign, anchor, and audit trust documents and on-chain disbursements under the WV Uniform Trust Code.

It does not provide legal, tax, or investment advice, custody client funds, act as a bank or trust company, or move real money on a production blockchain. All Stellar activity occurs on the public testnet.

Zentru is a technology platform provided by Zentru Inc., a West Virginia corporation. Not a bank. Not legal advice. (SaaS Safe Harbor — W. Va. Code §30-2-4.) Terms of ServicePrivacy Policy

Automated Fiduciary Logic is governed by W. Va. Code §44D and executed via the Stellar Network. Stellar transactions are executed on the public testnet — no real value is moved.